By Aseel Yerunkar, Owner, Your Choice Home Buyer | Indianapolis, IN | Last Updated: June 2026
Aseel Yerunkar is the owner of Your Choice Home Buyer, a family-owned real estate solutions company based in Indianapolis, IN. He is both a cash buyer and a licensed Indianapolis real estate agent, specializing in helping homeowners sell quickly and as-is — without repairs, showings, or agent commissions. Your Choice Home Buyer works with homeowners facing foreclosure, financial hardship, probate, and other difficult circumstances across Indianapolis and the surrounding area. Learn more about Your Choice Home Buyer.
Editorial disclaimer: This case study is shared for educational and informational purposes only. Every property, situation, and timeline is different, and the outcome described here should not be read as a guarantee of similar results. Your Choice Home Buyer does not provide legal, tax, or financial advice. Sellers facing foreclosure, back taxes, or a distressed sale should consult a qualified attorney, tax professional, or housing counselor. The seller’s identity has been withheld at her request, and only general location information is used.
Need to sell your Indianapolis, IN home fast? Your Choice Home Buyer makes cash offers the same day you call — no repairs required, no commissions, no fees. Call (317) 350-0232 for a no-obligation offer.
At a Glance
| Detail | Information |
| Location | Indianapolis, IN (East Side, 46219) |
| Property Type | Single-family home |
| Closing Date | April 2, 2025 |
| Time to Close | 14 days |
| Post-Closing Possession | 3 weeks (seller retained possession after closing) |
| Estimated Seller Savings | Estimated thousands in repairs avoided + $0 commissions or fees + carrying costs eliminated at day 14 |
| Exit Strategy | Cash purchase, as-is |
The situation at the East Side Indianapolis property had been building for a long time. By the time the seller reached out to Your Choice Home Buyer, she was managing the death of her husband, declining health, unpaid property taxes, and a house that needed significant repairs.
She was elderly, grieving, and running out of options.
Every week she stayed meant more interest on a mortgage she had fallen behind on and more taxes accruing on a property she could not maintain. A traditional home sale — the showings, the back-and-forth, the months of waiting — was not something she could take on.
Why Was a Traditional Listing Not an Option?
Listing with a real estate agent requires preparation: cleaning, repairs, staging, and a timeline that typically runs two to three months from listing to closing. For many sellers, that is a reasonable path. For this seller, it was not.
Her health was declining, and the property needed work she could not physically or financially take on. She was behind on her mortgage and taxes, which meant each additional week increased what she owed. Carrying costs do not pause for grief.
Interest, back taxes, and bills continued to accumulate regardless of what else was happening in her life. The idea of coordinating showings, waiting on a buyer’s financing, and managing a prolonged process, while she was grieving, was simply too much.
Falling behind on property taxes also carries real risk. The Consumer Financial Protection Bureau explains how unpaid property taxes can lead to liens and even foreclosure, which is one more reason a fast, clean sale can matter for a seller already under financial pressure.
She needed to move, to get to a family who could support her, to stop the never-ending property costs, and to have one less thing on her plate.
How Did She Find Your Choice Home Buyer?
She found Aseel Yerunkar’s team through a Google search and a lead referral network she had contacted while researching her options. She was looking specifically for a cash buyer in Indianapolis. Someone who would purchase the property as-is.
You can see how the cash process works on the Your Choice Home Buyer About Us page.
Within an hour of her inquiry, the team called her back. When someone is already managing grief, declining health, and financial pressure, hearing back the same hour told her that her situation would not sit in a queue. It was the first clear signal that this team operated differently.
With her best interests at heart.
How Did the Team Handle the Conversation?
The seller’s family was involved from the beginning. Her family had concerns, as any family would, when an elderly relative in grief is making a major financial transaction with a company she found recently online. Aseel and the team made themselves available to answer those questions directly, not just the seller’s.
On the first call, the team answered every question on the spot. No promises to follow up with answers that never came. No days of silence while numbers were reviewed internally. She had a concrete cash offer the same day she spoke with them. And her family had the direct access they needed to feel confident that the transaction was in her interest.
Get a same-day cash offer on your Indianapolis home. Your Choice Home Buyer buys houses as-is across Indianapolis — no repairs, no agent fees, no waiting. Call (317) 350-0232 or reach out online.
What Did the Deal Actually Look Like?
The offer was cash, as-is, with no commissions and no seller-side fees. She did not need to repair anything, prepare the property for showings, or pay a real estate agent’s commission out of her proceeds. The property was purchased exactly as it sat.
The closing happened 14 days later, on April 2, 2025.
The property would have needed significant work. By selling as-is to Your Choice Home Buyer, she avoided repair costs estimated at thousands of dollars, money she did not have and could not have borrowed, against a property already in financial distress.
She bypassed months of carrying costs that a traditional listing timeline would have required her to sustain. A cash sale also removes the appraisal and lender review steps that stretch out financed deals; the Consumer Financial Protection Bureau’s guidance on the closing process shows how much the traditional timeline depends on that review.
But the arrangement did not end at closing. Your Choice Home Buyer granted three additional weeks of post-closing possession. That meant she received her cash at closing — immediate funds for movers, bills, and day-to-day needs — while still being able to leave on her own timeline. She was not rushed and had the money before the move was complete.
For a seller managing health issues, grief, and the logistics of relocating to be near family, that flexibility meant so much to her.
Where Did She Land After Closing?
She moved to be with her family, who could provide the support she needed. The cash from the sale covered moving costs, outstanding bills, groceries, and everyday expenses. Getting out from under the property stopped the interest accumulating on her late mortgage payments and eliminated the carrying costs she could no longer sustain.
Her back-tax exposure was resolved at closing. She was no longer losing money simply by staying in a house she could not maintain. She told the team she felt relief and thankfulness when it was done, and she was able to move toward the support she needed without a distressed property pulling her back.
Before and After: Your Choice Home Buyer vs. Traditional Listing
| Factor | Your Choice Home Buyer | Traditional Listing (Estimated) |
| Time to Close | 14 days | 60–90 days |
| Repairs Required | None — purchased as-is | Required before listing |
| Estimated Repair Costs to Seller | None (estimated thousands avoided) | Estimated thousands of dollars |
| Agent Commissions | $0 | 5–6% of sale price (estimated) |
| Seller Closing Costs / Fees | $0 | 1–3% of sale price (estimated) |
| Post-Closing Move-Out Window | 3 weeks granted | Typically negotiated; often 0–14 days |
| Ongoing Carrying Costs | Eliminated at day 14 | Continued for 2+ additional months (estimated) |
| Back-Tax / Mortgage Exposure | Resolved at closing | Continued accruing through listing period |
*All repair cost figures and net estimates are estimated based on seller and buyer assessments at the time of the transaction.
If this situation sounds familiar — you need to sell fast, you cannot take on repairs or showings, or you are managing a difficult season of life — Your Choice Home Buyer can help. Call (317) 350-0232 for a no-obligation cash offer on your Indianapolis-area property.
Frequently Asked Questions
Can I sell my house in Indianapolis if I am behind on property taxes?
Yes. Cash buyers like Your Choice Home Buyer purchase homes with outstanding tax balances. The back taxes are typically resolved through the sale proceeds at closing, so sellers do not need to pay them out of pocket beforehand. Your Choice Home Buyer works with sellers in this exact situation across Indianapolis.
Can I sell a house as-is if it needs major repairs?
Yes. Your Choice Home Buyer purchases properties in their current condition — no repairs, no cleaning, no staging required. The offer reflects the home’s as-is condition, and the seller is not responsible for fixing anything before or after closing.
How quickly can I actually close with a cash buyer?
Your Choice Home Buyer closed this transaction in 14 days from the initial offer. Timelines vary based on title work and individual circumstances, but cash sales in Indianapolis typically close in two to four weeks — well ahead of the 60 to 90 days a traditional listing usually requires.
Do I have to move out immediately after closing?
Not necessarily. In this case, Your Choice Home Buyer granted three weeks of post-closing possession, allowing the seller to receive her cash at closing and use those funds to arrange her move. Post-closing possession is negotiated on a case-by-case basis, and the team works to find an arrangement that fits the seller’s specific situation.
Is it possible to sell while going through a health crisis or family loss?
Yes. Your Choice Home Buyer regularly works with sellers managing difficult personal circumstances — illness, the loss of a spouse, or financial hardship. The process is designed to reduce complexity, not add to it. The team communicates directly with sellers and their families and can move as quickly or as carefully as the situation requires.
Get a Cash Offer on Your Indianapolis, IN Home
If you own a home in Indianapolis, IN, and need to sell quickly — whether you are behind on payments, dealing with repairs you cannot afford, or going through a difficult season of life — Your Choice Home Buyer can give you a cash offer the same day you reach out.
No repairs required. No commissions or fees. No drawn-out listing process.
Call (317) 350-0232 or reach out online for a fair cash offer on your Indianapolis-area property. Aseel Yerunkar and the team at Your Choice Home Buyer serve homeowners across Indianapolis and the surrounding area.
About the Author
Aseel Yerunkar is the owner of Your Choice Home Buyer, a family-owned real estate solutions company based in Indianapolis, IN. A cash buyer and a licensed Indianapolis real estate agent, he specializes in helping homeowners sell quickly and as-is — without repairs, showings, or agent commissions. Your Choice Home Buyer works with homeowners facing foreclosure, financial hardship, probate, and other difficult circumstances across Indianapolis and the surrounding area. Learn more about the Your Choice Home Buyer team.
Sources
- Consumer Financial Protection Bureau, “What is a property tax lien?” Accessed June 17, 2026. https://www.consumerfinance.gov/ask-cfpb/what-is-a-property-tax-lien-en-1597/
- Consumer Financial Protection Bureau, “Owning a Home: The Closing Process.” Accessed June 17, 2026. https://www.consumerfinance.gov/owning-a-home/process/close/
