How an Indianapolis, Indiana Homeowner Avoided an Estimated $80,000 in Repairs and Closed in 14 Days
Client: Your Choice Home Buyer · Owner: Aseel Yerunkar · Market: Indianapolis, IN
By Aseel Yerunkar, Owner — Your Choice Home Buyer · Last Updated: July 2026
Editorial disclaimer: This case study is shared for educational and informational purposes only. Every property, financial situation, and timeline is different, and the outcome described here should not be read as a guarantee of similar results. Your Choice Home Buyer does not provide legal, tax, or financial advice. Homeowners weighing a repair-heavy sale, a financial hardship, or a cash offer should consult a qualified attorney, tax professional, or housing counselor before deciding. Some sensitive personal details have been kept general at the seller’s request, and the seller’s identity has been withheld.
At a Glance
| Field | Detail |
| Location | 2854 Draper St, Indianapolis, IN 46203 (Garfield Park area) |
| Property Type | Single-family home |
| Closing Date | April 4, 2024 |
| Time to Close | 14 days |
| Est. Seller Savings | ~$80,000 in avoided repair costs (estimated) + 2–3 months of carrying costs skipped (estimated) |
| Exit Strategy | Cash purchase, as-is, no commissions or fees |
Facing a similar situation in Indianapolis? Your Choice Home Buyer offers no-obligation cash offers — no repairs, no commissions, no fees. Call (317) 350-0232 or start at yourchoicehomebuyer.com/contact.
The house at 2854 Draper St needed a full renovation. Flooring, fixtures, plumbing, and systems, from the inside out. That was the part that was easy to describe.
The harder part was everything else. A major tragedy had occurred inside those walls; the owner had lost her job, and she was navigating financial hardship while holding a property that required far more work than she had the money or bandwidth to take on.
She did not want to list the home. She wanted to close the chapter. She found Your Choice Home Buyer on Google. Within an hour, Aseel Yerunkar’s team had called her back.
Fourteen days later, she had cash in hand.
Why Was Listing With an Agent Not a Real Option?
A traditional sale follows a familiar logic. Prep the property, list it, field offers over several weeks, negotiate repair credits after inspection, and close two to three months after you decide to sell. For sellers in a stable position, that patience can produce a higher price.
For this seller, it was not a realistic path.
The property needed a full inside-out renovation — the kind of project that carries a six-figure price tag and requires months of contractor coordination, permitting, and oversight. She did not have the funds, the time, or any desire to stay tethered to the house.
A standard MLS listing would have required her to invest tens of thousands of dollars. Even then, a buyer’s inspection would likely trigger additional demands. The Consumer Financial Protection Bureau’s guidance on buying and owning a home explains how a property’s condition can complicate financing and slow a traditional sale.
Beyond the house’s physical condition, there was something harder to navigate. A major tragedy had taken place inside the home. Scheduling showings, walking strangers through those rooms, fielding questions from agents and buyers, and waiting through weeks of back-and-forth were not workable for her. The listing process itself was a barrier.
Selling to an investor was the only option that fit her actual situation. You can see how the team structures that alternative on the Your Choice Home Buyer FAQs page.
What Was She Carrying When She Made That Search?
The picture that emerges is a convergence of hard circumstances: job loss, financial pressure, grief, and the physical burden of a property requiring more work than one person could take on alone. She told the team she wanted to sell the house and move on. The emotional weight she described was not abstract. It was tied to the walls of the house itself.
The practical math was not complicated. Holding the property was costing money she did not have each month — mortgage payments, property taxes, insurance, and utilities. A house that cannot attract buyers in its current condition does not just sit still. It accumulates carrying costs. The longer it went unsold, the worse the financial position became.
A drawn-out, high-touch transaction was not a better deal regardless of what the final sale number looked like. What she needed was a buyer who would take the property as-is, close quickly, and give her a path forward. That combination is exactly what she was looking for when she typed her search.
How Did Your Choice Home Buyer Respond?
Your Choice Home Buyer responded within an hour of her initial inquiry. From that first contact, Aseel Yerunkar’s team focused on removing friction at every step. They presented a cash offer to purchase the property as-is — no repair contingencies, no renegotiations after inspection, no agent commissions or seller fees deducted from the proceeds. The team also provided minor financial guidance to help her navigate her circumstances during the process.
They committed to a two-week closing timeline and held to it. For sellers in difficult situations, the reliability of a close matters as much as the terms. Financing falls through, buyers renegotiate after inspection, and closings slip. The team gave her a guarantee and closed on the day they said they would.
A complication came up on closing day. The seller had no transportation to the title company, and it was too late to arrange a mobile notary. Rather than let the closing fall through, the team arranged and paid for an Uber to take her there, and another to bring her home.
In a process that had felt overwhelming at every stage, that small logistical call made the difference between closing that day and not.
Your Choice Home Buyer serves Indianapolis homeowners who need a fast, reliable close. Call (317) 350-0232 for a no-obligation cash offer — no repairs required, no commissions, no fees.
What Did the Outcome Look Like?
The deal closed on April 4, 2024, fourteen days after she first reached out. By selling as-is, she avoided an estimated $80,000 in repair costs and skipped an estimated 2–3 months of carrying costs: mortgage payments, property taxes, and utilities on a house she no longer wanted.
She told the team she felt relief, hope, and the sense of a second chance. She now had access to a meaningful sum of money she said would have been extremely difficult to come by otherwise. The transaction gave her a financial starting point she did not have before.
The deal did not require her to manage contractors, endure months of uncertainty, or walk strangers through a home that carried enormous weight for her. It required her to say yes, show up on closing day, and let the process move quickly.
How Does a Cash Sale Compare to a Traditional Listing?
Local timing and condition help explain why a fast, as-is sale can matter so much. Market data from Redfin shows how long central Indiana homes typically sit before closing once listed — and that is before repairs, showings, and financing timelines are factored in.
| Factor | Traditional Listing | Your Choice Home Buyer |
| Time to close | 28–60+ days (estimated) | 14 days |
| Repair costs | ~$80,000 required (estimated) | $0 — purchased as-is |
| Agent commissions/fees | Typically 5–6% of sale price (estimated) | $0 |
| Inspection contingencies | Standard | None |
| Property showings | Multiple required | None |
| Carrying costs | 2–3 additional months (estimated) | Avoided entirely |
| Transportation to closing | Seller’s responsibility | Arranged and paid by buyer |
Note: Traditional listing figures are market estimates. Commission percentages, timelines, and carrying costs will vary by property and market conditions.
Frequently Asked Questions
Can I sell my house in Indianapolis if it needs major repairs?
Yes. Your Choice Home Buyer purchases properties in as-is condition, regardless of the extent of the work required. There are no renovation requirements, repair credits, or inspection contingencies. The buyer takes the property in its current state and handles everything after closing.
How quickly can I close when selling to a cash buyer in Indianapolis?
Cash sales typically close in as few as 7 to 21 days, compared to 60 to 90 days or longer for a traditional MLS listing. In this transaction, the seller went from first contact to cash in hand in 14 days. Removing inspection, financing, and appraisal contingencies eliminates the most common sources of delay.
Will I have to pay commissions or closing fees if I sell to a cash buyer?
In a direct cash sale with Your Choice Home Buyer, there are no agent commissions and no fees charged to the seller. The offer presented is what the seller receives, minus standard title costs. The seller in this case study kept the full proceeds of the sale without any deductions for agent representation.
What if I am going through financial hardship and need to sell fast?
Financial hardship is one of the most common reasons sellers reach out to cash buyers. Your Choice Home Buyer works with sellers navigating job loss, delinquent payments, inherited properties, and similar circumstances. The team can move on a timeline that fits the seller’s needs and can offer basic guidance on next steps during the process.
What happens if I do not have a way to get to the closing?
Mobile notaries can often be arranged to bring the paperwork directly to the seller. If that is not possible at the last minute, the team will work to find another solution. In this transaction, the buyer arranged and paid for transportation on closing day when the seller had no other option.
Ready to Sell Your Indianapolis Home As-Is?
Your Choice Home Buyer is a cash-home-buying company serving Indianapolis and the surrounding area. If you are facing a property that needs major repairs, a personal situation that does not allow for a traditional listing process, or a timeline that requires a fast and reliable closing, Aseel Yerunkar’s team can provide a no-obligation cash offer.
No repairs required, no commissions, no fees.
Call: (317) 350-0232 | Request your offer at yourchoicehomebuyer.com/contact or learn more at yourchoicehomebuyer.com.
About the Author
Aseel Yerunkar | Owner, Your Choice Home Buyer
Aseel Yerunkar is the owner of Your Choice Home Buyer, an Indianapolis-based real estate solutions company. Your Choice Home Buyer is a family-owned business and licensed real estate firm that helps homeowners find fast, reliable solutions — whether they are facing foreclosure, a burdensome property, probate, or a situation that makes a traditional sale impractical.
Aseel and the team focus on straightforward cash offers and dependable closings that fit each seller’s circumstances, right down to solving last-minute logistics when a seller needs it most. Learn more about the team at yourchoicehomebuyer.com/about-us.
Sources
- Consumer Financial Protection Bureau, “Owning a Home.” Accessed July 10, 2026. https://www.consumerfinance.gov/owning-a-home/
- Redfin, “Indianapolis, IN Housing Market.” Accessed July 10, 2026. https://www.redfin.com/city/9170/IN/Indianapolis/housing-market
